Step 1:Choose second digits whose sum is 10.
Step 2:Multiply the first digit by one number greater than itself; this number will be the first part of the answer:
X X _ _.
Step 3:Multiply the two second digits together; the product will be the last part of the answer: _ _ X X.
Note: If the two second digits are 1 and 9 (or, more generally, have a product that is less than ten), insert a 0 (zero) for the first X in step 4.